June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five prevalent homeowners’ insurance claims and strategies to prevent them:​ 1. Water Damage Water damage is a leading cause of homeowners’ insurance claims. In California, for instance, water damage is one of the leading causes of homeowner claims, with interior plumbing leaks often being the most significant issue. The good news is that most leaks can be avoided: Maintain your plumbing: Regularly inspect pipes for leaks or corrosion and address issues promptly.​ Install a leak detection system: Many smart systems are now available that can monitor your water usage. Just install as directed, and they will alert you to leaks before they escalate.​ Ensure proper drainage: Clear gutters and downspouts to direct water away from your home’s foundation. Insulate pipes: Protect pipes in unheated areas, like sheds and outbuildings, to prevent freezing during cold weather.​ Maintain adequate heating: Keep your home sufficiently warm during cold spells; this can keep internal piping…

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