This article is provided courtesy of NLC Insurance Companies. With storm season underway, we’re sharing this helpful article from NLC Insurance Companies on how you can spot and prevent roofing fraud. As an independent insurance agent, you are often the first call after a storm — and sometimes the last line of defense between your client and a costly roofing scam. Across Connecticut, Rhode Island, and Massachusetts, roofing fraud is increasing, particularly after weather events such as windstorms, hail, heavy snow, or Nor’easters. These schemes don’t just hurt insurance carriers. They put your clients at financial and legal risk, complicate claims, and ultimately contribute to rising premium costs. At NLC, roofing-related claims tied to questionable contractor behavior are becoming more common. This guide is designed to help you recognize the warning signs early, educate your clients, and reinforce your role as a trusted advisor. What Roofing Fraud Really Looks Like Roofing fraud occurs when the condition of a roof or the cost of repairs is intentionally misrepresented to trigger or inflate an insurance claim. While it can involve contractors, adjusters, or even homeowners, many cases begin with aggressive contractor solicitation after a storm. Common scenarios your clients may describe include:…

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