Proudly Serving the Insurance Needs of the People and Businesses of the Blackstone Valley for Over 35 Years
At Hunter Insurance, we are able to offer you superior coverage at a competitive price. For the past 35 years, we have provided customers in Rhode Island, Massachusetts, and Connecticut with quality and affordable insurance. As an independent Trusted Choice agency, we are able to choose from a group of reputable insurance companies and underwriters. Whether it's home, auto, or business coverage, we create insurance programs that are personalized for your needs. We also offer life insurance and annuities, disability, and long-term care insurance, as well as retirement and college savings plans.
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What is Uninsured Motorist Insurance?
by Dan Gaynor, Regional President, Main Street America Insurance Uninsured motorist and underinsured motorist are auto insurance coverages that protect you and your vehicle if you’re involved in a car accident caused by a driver with either no insurance, or too little coverage. Uninsured motorist insurance is valuable protection to have because it helps pay for your medical bills and damage to your property in a situation where you would otherwise be without adequate coverage. But how does underinsured motorist coverage work? When you sit down with an independent agent to discuss uninsured motorist coverage, it’s important to know there are actually three coverage types. Uninsured Motorist Insurance (UM) Uninsured motorist coverage, also called uninsured motorist bodily injury insurance or UMBI, protects you if the person who hits your car has no liability insurance or you are the victim of a hit-and-run. UM coverage extends to you and your passengers and covers things like: Medical care for any resulting injuries Lost wages if you have to miss work Pain and suffering Underinsured Motorist Insurance (UIM) Underinsured motorist insurance provides coverage for incidents where the at-fault driver has insurance, but not enough coverage to pay for the damages they caused. Like UM, underinsured…