Insuring your College Student

The college school year is about to begin, and there are probably many last minute items you are checking of your to-do list to help prepare your child for academic success. In addition to purchasing the necessities such as books and electronics, Hunter Insurance would like to remind you to complete one of the most important tasks – insuring their personal belongings. College students own a long list of expensive items – computers, printers, iPods, TVs, etc.  The overall value of all their items can add up pretty quickly. But living in a dorm or university community allows for ample opportunity for theft or damage. According to a survey conducted by the Independent Insurance Agents of America, Inc., (IIAA) more than 100,000 property crimes on college campuses are reported to police each year, and thieves steal an average of $1,250 in student property per theft. At Hunter Insurance, we want to inform you of two insurance options available to you to protect your student for the upcoming school year: Utilize Your Homeowners Policy: If your child lives in a dorm or other college-owned property, their possessions are typically covered automatically against loss, theft, and damage under your homeowners policy. However,…

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