Several Factors Affect Your Auto Insurance Rates

Wondering why auto rates are going up? Unfortunately, even the safest drivers can be negatively affected by national trends, which is why you need to work with a trusted and experienced insurance agency. At Hunter Insurance, our top priority is finding you optimum insurance protection at an affordable rate. To help keep you informed on the various factors that affect your insurance rate, we offer the following information to consider: Distracted driving leads to more claims – Texting and other forms of distracted driving increase the chances of a crash – and distracted driving is on the rise. This leads to an increase in claims made to insurers, making the cost to insure everyone higher. One out of four car accidents are caused by texting while driving. People are driving more – Low unemployment and low gas prices mean people are driving more, both for business and personal reasons. This equates to more accidents on the road. Repair costs are increasing – New technology in today’s vehicles is more complex, and more expensive to repair. For example, in 1990, a Honda Accord LX bumper had 10 parts. The 2015 model bumper has 22 different parts, including new sensors. The economy…

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