Separate auto insurance is typically advised when driving for Uber or Lyft With millions of Americans driving for ride-sharing companies, chances are you or someone you know is driving for Uber or Lyft. From newly minted college graduates to parents in need of flexible schedules, many people view ride-sharing as an easy way to make some extra money. Before you grab your keys and sign-up, Hunter Insurance would like to warn you about the insurance pitfalls of ride-sharing. “Any driver who has been involved in an automobile accident while using a ride-sharing platform may advise you to check what your auto insurance policy will cover,” said Brian Hunter, president of Hunter Insurance. “Most drivers are under the false impression that their standard policy will protect them in the event of an accident, but this is not necessarily the case.” Hunter is referring to the limited liability coverage that ride-sharing drivers are automatically enrolled in when they begin ferrying passengers. The drawback to this type of coverage is that they become active in very specific scenarios. To illustrate this example, imagine turning on a ride hailing app on your smartphone so you can start working. While listening to music, your phone…

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