With the holiday shopping season in full swing, Hunter Insurance would like to remind you to protect your expensive purchases. Before insuring jewelry, it is always a good idea to have the items appraised to secure adequate coverage for your valuables.
Since homeowner policies limit the amount of coverage for jewelry, your valuables need to be appraised and then added as a floater to your homeowners policy. This will ensure that the items you treasure are properly covered.
Factors considered during an appraisal include whether the item is made of precious stones; the cut clarity, color and weight of the gems; the amount of gold or silver in an item; and whether the jewelry is an estate or modern piece.
As a benefit for our customers, we have made special arrangements with Christian Jewelers of Lincoln. Simply mention that you are a Hunter Insurance customer and receive a 10% discount on appraisals.
If you have additional questions on how to protect your holiday gifts, please contact Hunter Insurance at 769.9500.
