7 Simple Ways to Make Your Home Safer This Summer
June is National Safety Month, making it the perfect time to take a closer look at your home and identify ways to protect your family, your property, and your peace of mind.
As summer arrives, many homeowners spend more time outdoors, tackle home improvement projects, and welcome guests for gatherings. Taking a few simple precautions now can help prevent accidents and avoid costly insurance claims later.
1. Test Your Smoke and Carbon Monoxide Detectors
Smoke and carbon monoxide detectors are your first line of defense in an emergency.
Check that all devices are functioning properly and replace batteries if needed. Experts recommend testing detectors monthly and replacing units according to the manufacturer’s guidelines.
2. Inspect Decks, Patios, and Railings
Summer often means cookouts, parties, and outdoor gatherings.
Take a few minutes to inspect decks, stairs, and railings for loose boards, rusted fasteners, or signs of deterioration. Addressing minor issues now can help prevent injuries later.
3. Trim Trees and Remove Dead Branches
Overgrown trees and dead limbs can pose a risk during summer storms.
Regular trimming can help reduce the likelihood of property damage caused by falling branches and may even improve the overall health of your trees.
4. Secure Your Home While Traveling
Summer is one of the busiest travel seasons of the year.
Before heading out on vacation:
- Lock all doors and windows
- Pause mail delivery or have a neighbor collect it
- Use timers for interior lights
- Consider a smart security system or video doorbell
These simple steps can help deter potential burglars while you’re away.
5. Practice Fire Safety Outdoors
Backyard fire pits, grills, and outdoor cooking equipment should always be used with caution.
Keep grills away from structures, never leave fires unattended, and keep a fire extinguisher nearby. Following basic fire safety practices can help prevent accidents and property damage.
6. Review Your Liability Risks
Did you know that many summer activities can increase your liability exposure?
Swimming pools, trampolines, recreational vehicles, and even hosting large gatherings can create additional risks. Reviewing your homeowners and umbrella insurance coverage can help ensure you have adequate protection.
7. Create an Emergency Preparedness Plan
Every family should have a plan for severe weather, power outages, and other emergencies.
Make sure everyone in your household knows:
- Emergency contact information
- Evacuation routes
- Where emergency supplies are stored
- How to shut off utilities if necessary
Being prepared can make all the difference during an unexpected event.
Safety Starts at Home
National Safety Month is a great reminder that small preventative measures can have a big impact. By taking steps to improve home safety, you can help protect your family and reduce the risk of accidents and property damage.
If you have questions about your homeowners, umbrella, auto, or recreational vehicle insurance coverage, the team at Hilb is here to help.
Contact Hunter Insurance, part of the Hilb Group, at 800-696-4678 for a complimentary insurance review and make sure you’re protected for whatever summer brings.