No one is sure how June 28 became National Insurance Awareness Day, but the need for the date is clear: it’s a reminder to renew your insurance policies, and to also check to make sure you have all the coverage you need for your home, car, and other assets. National Insurance Awareness Day is an opportunity to remember the importance of insurance. It’s easy to think that we don’t need insurance … until we do. Your teenager takes the family car out and causes an accident, now you’re on the hook for tens of thousands of dollars of medical expenses, plus the cost of car repairs. A fire caused by food left unattended on the stove overtakes your kitchen and now you need a complete remodel. If you’re a business owner with debts, you may worry about the future of your family and your employees if something should happen to you. Insurance is designed to protect you in all of those scenarios. Insurance shields you, your loved ones, and your assets from unexpected accidents and disasters. Insurance is peace of mind and it is an investment in your future. Below are the three major forms of personal insurance (other than…

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